Document for Insurance
Good documentation makes insurance claims faster and more successful. Automated camera photos provide the continuous record insurers value.
How Photos Help with Insurance
Progress Documentation
Show insured value matches actual construction progress.
Pre-Loss Conditions
Photos show what existed before any damage occurred.
Claim Support
Visual evidence for theft, vandalism, storm damage, or accident claims.
Work Quality
Documentation that work was done properly if defects are later alleged.
What to Capture
The Pre-Loss Advantage
The biggest insurance documentation advantage cameras provide is capturing pre-loss conditions. When something goes wrong, you have visual proof of what existed before—something impossible to recreate after the fact.
Frequently Asked Questions
Do insurance companies accept camera photos?
Yes. Insurers regularly use photographic evidence for construction claims. Timestamped, automatically captured photos from a secure system are particularly credible because they're objective and unedited.
What's the most important thing to capture for insurance?
Pre-loss conditions. If something is damaged or stolen, photos showing what was there before the incident are invaluable. This is why continuous automated documentation matters—you capture everything, not just what you remembered to photograph.
How long should I keep photos for insurance purposes?
Keep photos for at least the duration of your insurance policy period plus any statute of limitations for claims (often 5-10+ years for construction). Cloud storage makes long-term retention easy and affordable.
Can photos reduce my insurance premiums?
Possibly. Some insurers view camera documentation favorably as a risk management measure. Ask your insurer about documentation-related discounts. Even without premium reduction, better documentation means smoother claims processing.
Related Topics
Protect Your Project
Insurance is about preparation. Document now, be ready for anything.
